1 in 4 credit reports contains an error that lowers your score

You have rights under federal law.
We teach you how to use them.

ClauseRights gives you the knowledge, templates, and live support to dispute credit report inaccuracies yourself — without paying a credit repair company hundreds of dollars a month.

Free to dispute via CFPB | FCRA guarantees your rights | 30-day bureau response
The legal foundation everything else is built on

Federal law gives you powerful tools. Most people never use them.

FCRA
Fair Credit Reporting Act
Forces bureaus to investigate disputes and remove unverifiable data. This is the backbone of every credit dispute.
FDCPA
Fair Debt Collection Practices Act
Stops collectors from threatening you, lying, or reporting false information. Debt collectors must prove what they claim you owe.
ECOA
Equal Credit Opportunity Act
Prohibits discrimination in credit decisions based on race, gender, age, or source of income. Bureaus cannot use this to penalize you.
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Credit repair companies profit from the gap between what the law guarantees you and what you actually know. We built ClauseRights to close that gap — permanently.

Most people pay someone else to do what they could legally do themselves. A properly written dispute letter sent certified mail costs you nothing except the time to understand the process. We give you both.

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Education, not promises
We never guarantee specific score outcomes. We guarantee you will understand your rights and how to act on them.
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DIY first, support when you need it
Start with templates and guides. Scale up to live classes and coaching only if you want the extra layer.
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Transparent positioning
We're not lawyers. We're educators who translate consumer protection law into plain English so you can act.
What ClauseRights provides

Everything you need to take control of your credit — at your own pace.

01
Dispute Letter Templates
Ready-to-send letters for bureaus, data furnishers, and debt collectors. Written to FCRA standards, formatted for certified mail.
$29–$99 per template pack
02
Live Credit Classes
Beginner workshops ($97), advanced sessions ($297), and VIP mentorship ($997). Real teaching, not sales calls.
Starting at $97
03
Subscription Community
Monthly membership with weekly Q&A, updated templates, accountability, and direct access to instructors. No fluff.
$49/month
04
Business Credit Program
LLC setup, EIN, DUNS, vendor accounts, tradelines, and business banking — for entrepreneurs building separate business credit.
$997–$2,500

The credit bureaus have an obligation to investigate your disputes. You have the right to know what they know about you.

Section 609 of the FCRA gives you the right to request the complete information used to build your credit report. Dispute AI 2.0, credit repair companies, and lawyers all use the same laws you already have access to. The difference is knowing how to use them.

ClauseRights exists to make that knowledge free and accessible — not locked behind a retainer.